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ZenBusiness vs Swyft Filings - Best LLC ServicesDo you need to form a limited liability company, but you don’t want to bother handling the paperwork yourself?

There are many online services like ZenBusiness and Swyft Filings that offer high-quality LLC formation service, but it can be tough to figure out which one is the best option for your new business.

In this ZenBusiness vs Swyft Filings comparison guide, you’ll find all the relevant information about these two reputable service providers organized in a convenient manner. Let’s find out which one is the right choice for your LLC!


Do ZenBusiness and Swyft Filings Offer Good Value?

🥇 ZenBusinessStarts at $39★★★★★ (4.8/5)ExcellentAbsolutely
Swyft FilingsStarts at $49★★★★☆ (4.1/5)FairSometimes

Before we dive into this comparison of ZenBusiness and Swyft Filings, let’s briefly talk about what good value for an LLC formation service looks like. While there are a lot of services that charge $79+ to form an LLC like LegalZoom, there are a handful of services that will create an LLC for far less — and still include great features.

ZenBusiness is one of these good deals. In fact, they’re one of the best available, even amongst its popular service alternatives.

Swyft Filings (Starts at $49)

  • If you don’t mind paying a
  • little extra for efficiency


6 Things They Have in Common

  1. Affordable: With either ZenBusiness or Swyft Filings, you’ll save a significant amount of money on your LLC formation compared to hiring a business attorney or LegalZoom to handle your formation process.
  2. Great Customer Feedback: Although Swyft Filings has a higher volume of reviews, both of these companies receive a lot of positive customer reviews.
  3. Customer Support: These two services both have customer support networks that can answer your questions. Why go it alone when you can get help from ZenBusiness or Swyft Filings?
  4. Efficiency: With either ZenBusiness or Swyft Filings, you’re getting a service provider that’s capable of processing an LLC formation quickly. If you’re in a hurry, they both have options available that can speed up your formation.
  5. Experience: Both Swyft Filings and ZenBusiness have helped form thousands of businesses over the years.
  6. Additional Services: ZenBusiness and Swyft Filings both provide access to a broad selection of additional business services. If you want further assistance beyond the simple formation of your LLC, they can help you out with anything from annual reports to registered agent service.


Side by Side Comparisons


It’s difficult to beat ZenBusiness when it comes to pricing, seeing as they offer their Starter LLC formation package for just $39, a price point that includes registered agent service. Swyft Filings also has a strong pricing model though, as their prices start at a very reasonable $49 plus state fee.

Clearly, these price points are quite similar, with just a $10 difference separating one from the other. However, as you’ll see in the next section, ZenBusiness actually provides far more value in their $39 package than Swyft Filings includes with their $49 plan, giving ZenBusiness an even bigger advantage than it initially appears.


The ZenBusiness Starter package includes the preparation and filing of your articles of organization, along with one year of registered agent service and a free operating agreement template.

Swyft Filings, on the other hand, doesn’t include many advanced features with their $49 package but they do provide access to their ComplianceGuard company alerts system.

While Swyft Filings at least offers its compliance tool, this isn’t nearly as valuable as a full year of registered agent service, and the operating agreement template is the icing on the cake for ZenBusiness. Honestly, ZenBusiness would still be the better option when it comes to pricing and features even if they had a higher price tag than Swyft Filings.


Both of these service providers are relatively young companies compared to most of their competitors in this industry. Swyft Filings opened in 2012, while ZenBusiness was founded in 2015. Both ZenBusiness and Swyft Filings have served thousands of customers in the few short years they’ve been open.

Customer Support

Swyft Filings has support available from 10 am to 7 pm ET on weekdays, and you can reach them by phone or via chat. ZenBusiness offers phone, email, and chat support Monday-Friday between 9 am-9 pm ET and on Sundays from 11 am-8 pm ET. Both companies are very responsive and provide knowledgeable and friendly assistance. In our opinion, this category is a toss-up.

Turnaround Times

Both LLC formation websites will show exactly how long it takes to form an LLC in your state. For an answer on how long it’ll take, visit each website and select “LLC” and your state. These companies have a significant difference in this area. Swyft Filings bases its turnaround times on each state’s processing speeds and has some of the fastest formations in the industry.

On the other hand, ZenBusiness has turnaround times that vary by state as well, but they will also speed up or slow down your formation based on how much money you spend on their platform. As you might expect, Zen’s more expensive packages have faster processing speeds.

Order Tracking

Both of these service providers have order tracking tools available on their websites. Simply log into your account and you’ll find your order status in your profile.

Registered Agent Service

Every LLC in America is required to designate a registered agent, which is a person or business entity that receives important document deliveries (like service of process) from your state government, informs you of the receipt, then forwards the documents to you. This is so crucial because the state needs to have a reliable means of contacting your business at any time.

ZenBusiness includes registered agent service with all of its LLC formation packages, and this service costs $99 per year if ordered separately. On the other hand, Swyft Filings does not include registered agent service with any of their LLC packages, and they charge $149 per year to add it on.

Customer Reviews

ZenBusiness excels when it comes to customer feedback, as they have a little more than 6,200 reviews available online, most of which are positive. Their clients are clearly satisfied with their services, and they frequently praise their efficiency, along with the general ease of use provided by their platform.

While ZenBusiness certainly has impressive feedback, Swyft Filings takes things a step further. They have more than 75,000 reviews online, and they still maintain extremely high rating scores. Swyft Filings has one of the best customer feedback reputations we’ve seen.

Ease of Use

These companies are relative equals in this category, as they both make the LLC formation process quite simple compared to forming your own business using the DIY method. Still, we will give Swyft Filings a slight edge because their website is a bit easier to use than the ZenBusiness site is.

Additional Services

Both ZenBusiness and Swyft Filings offer a vast array of additional services for businesses, and they both provide many of the same services as well. For example, they can both help you out with registered agent service, EIN acquisitions, and annual reports. They both even offer publication services in states that require them, which most competitors don’t.

However, there are also some services that you can only purchase from one company or the other. ZenBusiness offers accounting and bookkeeping services, which Swyft Filings does not, but on the other hand, Swyft Filings will help you with 501(c)(3) nonprofit applications, while ZenBusiness won’t.


Which LLC Website Should You Use?

ZenBusiness and Swyft Filings have plenty of common characteristics that make them two popular and affordable LLC formation services, but they also have some major differences that set them apart.

If you haven’t yet made up your mind between them, let’s finish this comparison review by quickly describing some scenarios that may sway your opinion one way or the other.

🥇 ZenBusinessStarts at $39★★★★★ (4.8/5)ExcellentAbsolutely
Swyft FilingsStarts at $49★★★★☆ (4.1/5)FairSometimes

➥ Choose ZenBusiness if You Are:

Are you seeking one of the industry’s best price points to start an LLC? The $39 LLC formation package offered by ZenBusiness is one of the best bargains in this industry. Plus, if you’d like an included year of registered agent service and an operating agreement template, ZenBusiness is a no-brainer.

➦ Choose Swyft Filings if You Are:

Are you drawn to their massive amount of customer feedback? Perhaps you appreciate their larger track record? Swyft Filings is well worth a look.

Final Verdict

Overall, while both are good LLC services, we recommend ZenBusiness. They simply offer more overall value and more affordable prices. If you’d like to do a little more research and see how they stack up to the most well-known service, check out our comparison of ZenBusiness against LegalZoom.

Swyft Filings (Starts at $49)

  • If you don’t mind paying a
  • little extra for efficiency

Frequently Asked Questions

Got questions? We’ve got answers.

If I Decide to Use ZenBusiness, Which Package Should I Choose?

Depending on your budget and the needs of your business, there are two different ZenBusiness packages that we really like.

First, it’s hard to find any fault with their Starter plan, because it costs just $39, and it includes the full formation of your LLC, one year of free registered agent service, and an operating agreement template.

We also like their $149 Pro plan, which adds an EIN, managed annual report service, and a banking resolution template.

Both are well-rounded and a great deal. (See Packages)

Does ZenBusiness Handle New York Publication Obligations?

While some competitors won’t handle state-specific compliance requirements on your behalf, ZenBusiness does. This means that if you’re forming an LLC in New York, ZenBusiness offers to take care of it for you. Here’s the description of the service on their website.

Do These Services Share My Information With Third Parties?

Both of these companies have a few third-party partnership offers presented as “special features” or “free bonuses.”

Specifically, Swyft Filings presents their customers with several offers that require sharing your information with other companies, like their business tax consultation with “a national accounting firm.” They also have a domain name offer, as well as a website and hosting offer, which are both provided “through our partnership.”

ZenBusiness also includes a couple of these third-party offers, with features like domain name registration and a business website package.

It’s easy enough to simply opt out of these third-party features. However, if you choose Northwest Registered Agent, you won’t encounter any of these offers, which is always preferable in our opinion.

What Are Some Other Good LLC Formation Services?

While ZenBusiness and Swyft Filings both have plenty of positives, there are other good business formation services like IncFile and Northwest Registered Agent.

Like ZenBusiness, both IncFile and Northwest include a full year of registered agent service with all of their LLC formation packages, which for IncFile start at $0 and for Northwest start at $225.

Other than that, IncFile’s best attribute is their fabulous customer feedback reputation, with thousands of positive reviews all over the web. As for Northwest, they’re the only major national service provider that locally scans every document they receive as your registered agent, whereas most competitors only scan the government docs that they’re legally required to.

Does Either of These Services Have a Refund Policy?

One of the biggest advantages Swyft Filings has over ZenBusiness is their excellent refund policy. With their 100% satisfaction guarantee, they ensure that any customer who requests a refund will receive one. They don’t have time limits on their guarantee (you’ll often see 30-day or 60-day refund windows with other companies), and they don’t charge cancellation fees either.

As for ZenBusiness, their refund policy is less clear, as it relies on conditions that are not fully explained. Here’s how they describe their refund policy in their own words: “Once ZenBusiness has submitted your business for filing with the State under no circumstances can you charge-back or dispute the fees associated with forming your business. If you contact ZenBusiness before your business has been submitted for filing with the State, ZenBusiness may refund the charge, less a $50 cancellation fee, if certain conditions are met.

How Does ZenBusiness Compare to Other LLC Services?

As you probably know, there are a lot of online LLC formation services. If you’d like a better idea of how ZenBusiness (the winner of this LLC service comparison review) stacks up to the most popular and top-rated services, check out our comparison reviews:

Can I Just Form an LLC On My Own, Without a Service?

Yup! Quite a few people do choose to form their own LLCs using the DIY option, and this option is available to you as well. If this is something you’d like to look into, check out our step-by-step guide.


Ready to Create Your LLC Online?

Create your LLC with Swyft Filings or save $10+ by choosing ZenBusiness.

Swyft Filings (Starts at $49)

    • If you don’t mind paying a
  • little extra for efficiency

About Aaron Franklin

Frustrated by all the options and aggressive online sales tactics, I created to cut the clutter and bring clarity to entrepreneurs starting an LLC. Our focus is on reviewing and comparing the top LLC formation services while also crafting free resources that help you start a business. We sincerely believe finding the right service and free information should be a simple process so you can get started with minimal friction.