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IncFile vs Swyft FilingsAre you trying to form a limited liability company (LLC), but you’d rather not go it alone?

LLC service providers like Swyft Filings and IncFile can significantly simplify the formation process for you, but how do you decide which one is the right choice?

In this Swyft Filings vs IncFile LLC service comparison, you’ll find clear and concise information about their commonalities and differences, which should make your decision easier. Let’s find out which company best suits your new LLC.


Do Swyft Filings and IncFile Offer Good Value?

LLC ServicePriceScoreValueRecommended?
🥇IncFileStarts at $0★★★★★ (4.8/5)ExcellentAbsolutely
Swyft FilingsStarts at $49★★★★☆ (4.1/5)FairSometimes

The most important difference between these two LLC services is the fact that IncFile includes a full year of registered agent service in any of their LLC formation packages, which is a feature Swyft Filings lacks. In addition to that, IncFile is a free LLC service ($0) while Swyft Filings charges $49.

If you would like to learn more about these two popular LLC formation services, read on to get all the details you need to make a smart decision for your new company.

Swyft Filings (Starts at $49)

  • Best if you want
  • a fast LLC formation service


6 Things They Have In Common

1) Affordable: Regardless of which provider you end up choosing to help form your LLC, you’ll be making a financially sound decision. Compared to hiring a lawyer to draft and file your formation papers, Swyft Filings and IncFile can both save you hundreds of dollars.

2) Customer Support: Even though you’re saving a bunch of money, you still won’t be going the full DIY route. Both IncFile and Swyft Filings have customer support networks that can answer your tough questions. Instead of wasting time trying to find the answers on your own, you can invest that time into growing your business.

3) Experience: Do you prefer to do business with companies that have extensive track records? These providers have both formed thousands of businesses over the years, meaning Swyft Filings and IncFile are trustworthy, legitimate LLC services with years of experience.

4) Efficiency: If you need to form your new LLC quickly, both Swyft Filings and IncFile offer expediting services that can cut your turnaround times down from several weeks to just a few days, depending on your state of formation. There’s an extra cost associated with expediting an order, but it can be worth it if you’re in a hurry.

5) Customer Reviews: Swyft Filings and IncFile both get excellent feedback from their many customers. Both companies have thousands of reviews all over the web, and they both still maintain impressively high average rating scores.

6) Additional Services: Do you need additional business services beyond your LLC formation? These companies both offer dozens of other services that help you start and run your compliant company. Whether you need registered agent service, a federal tax ID number (EIN), or a number of other business solutions, they’ve got you covered.


Side by Side Comparisons

Pricing (Main Difference)

It’s hard for anyone to compete with IncFile when it comes to pricing, seeing as they’ll form an LLC for free. Swyft Filings charges $49 to form an LLC.

Of course, everyone would rather pay nothing than pay $49, especially when we’re discussing similar services. However, this is actually just the beginning when it comes to the advantages IncFile holds over Swyft Filings. In fact, as you’ll see in the next section, they include more features for free than Swyft Filings includes for $49.


Their LLC service packages are quite similar, with one major difference. IncFile includes a full year of registered agent service at no extra charge with any formation package, whereas Swyft Filings doesn’t include registered agent service with any LLC package. Other than that, IncFile and Swyft Filings offer nearly identical feature sets. (What is a registered agent?)

You read that right. Not only can IncFile save you $49 compared to Swyft Filings, but they also provide more valuable features. We would prefer IncFile to Swyft Filings even if they charged the exact same price point.


Swyft Filings formed in 2012, but despite being a fairly young company they’ve already formed thousands of businesses. IncFile has more experience, with more than 500,000 business formations since they opened in 2004.

Customer Support

For the most part, both of these companies have service departments that are quite good. They both have helpful, professional support representatives that can answer your tough questions. They even have the exact same hours of operation from 10 am to 7 pm ET on weekdays.

The only major difference between their support systems is that IncFile can sometimes take a while to get back to you. We have personally waited over 24 hours to get a response from IncFile, for example. IncFile’s email support can be downright useless at times, as we’ve sent them several messages that they simply never bothered responding to. Other than that, both companies do a nice job with customer support.

Turnaround Times

IncFile and Swyft Filings have similar turnaround times that vary by state. Both services also offer expedited filings, depending on whether your state has an option for rush service.

We will note that in many states, Swyft Filings has estimates that are just a bit quicker than IncFile. Swyft Filings really does live up to their name in many ways.

Order Tracking

This is another area where these providers are quite similar, as they both offer their customers convenient order status tracking tools on their websites. IncFile’s real-time tool is a bit fancier, but it’s a very minor preference on our part.

Registered Agent Service

Every LLC in America is required to designate a registered agent, which is a person or online service that receives important document deliveries (like service of process) from your state government, informs you of the receipt, then forwards the documents to you.

This is so crucial because the state needs to have a reliable means of contacting your business at any time.

We finally come across another area where these companies have a major difference. Swyft Filings has a $149 annual rate for registered agent service, and they do not include this service with any of their LLC formation packages. On the other hand, IncFile not only includes a full year of registered agent service with any LLC service, but their annual rate is just $119.

Customer Reviews

We mentioned this briefly earlier, but it would be tough to get much better customer feedback than Swyft Filings and IncFile receive. Both companies have thousands of online customer reviews, and even with such a high volume of feedback, it’s quite difficult to find many unsatisfied customers. IncFile has nearly 27,000 reviews available online, while Swyft Filings has about 75,000, and both companies maintain very high average ratings. This is a big pro for both of these services.

Ease of Use

IncFile and Swyft Filings compare relatively equally in this department as well. They both have user-friendly websites that are easily navigated, and their services are all extremely easy to leverage. In fact, many times you just need to spend about 10 minutes filling out basic info, and they’ll take care of the rest.

Additional Services

These companies offer quite a few of the same additional business services, like registered agent service, EIN acquisition, annual reports, amendments, dissolutions, and more. However, they also each offer some services that the other company doesn’t provide. For instance, IncFile will perform a trademark name search, which Swyft Filings doesn’t offer, while Swyft Filings offers seller’s permits and IncFile doesn’t.


Which Is the Better Service to Form an LLC?

As you can see, Swyft Filings and IncFile probably have more in common than they have defining characteristics that set them apart from each other.

Still, that doesn’t mean they don’t have their own advantages and disadvantages that make them more or less appealing to entrepreneurs.

Because these providers are so similar, it wouldn’t be surprising if some of you remain undecided. With that in mind, we’ll close by outlining a couple of scenarios where you may be more or less inclined to use each service.

LLC ServicePriceScoreValueRecommended?
🥇IncFileStarts at $0★★★★★ (4.8/5)ExcellentAbsolutely
Swyft FilingsStarts at $49★★★★☆ (4.1/5)FairSometimes

Choose IncFile if You Are:

Are you looking for the cheapest LLC service online that’s paired with fully-featured packages? IncFile is your best bet, unless you’re looking for a decent alternative.

Choose Swyft Filings if You Are:

Are you more comfortable purchasing services that are covered by a 100% satisfaction guarantee? Are you in a hurry and need the fastest possible formation, even if it’s only a difference of a day or two? These are two of the top reasons customers choose Swyft Filings over IncFile.

Swyft Filings (Starts at $49)

  • Best if you want
  • a fast LLC formation service

Frequently Asked Questions

Got questions? We’ve got answers.

If I Decide to Use IncFile, Which Package Should I Choose?

While neither of IncFile’s LLC formation packages is a bad purchase, we do prefer their Silver package for $0 (plus state fee).

The Silver plan includes 12 months of registered agent service along with your formation, and this is the most affordable combination of these two features that we’ve found.

If you would rather add some more advanced features, you could step up to their Gold package for $149 (plus state fee), which also gives you an operating agreement and an EIN.

Does IncFile Help With New York Publication?

IncFile is one of the best companies in this entire industry, but this is one area where they fail to impress us. They do not offer assistance with state-specific compliance steps like publication.

When we called them to clarify their position on this, they said that they don’t handle publication requirements because they “need to be taken care of with the state directly.” If you’re looking for a company that does handle these steps, you might want to take a look at Swyft Filings, as they provide a truly comprehensive LLC formation service for customers in any state.

How Does IncFile Compare to LegalZoom and Other Services?

Would you like to take a look at a few other LLC formation websites? Check out our comparisons of IncFile:

Which Service Has Fewer Upsells?

We’re quite pleased with both of these companies in this regard, as neither of them overloads you with upsell attempts. Unlike some competitors (like LegalZoom), both Swyft Filings and IncFile lay off the upsells and allow their customers to make their own decisions without too much of a forceful push.

Do These Services Share My Information With Third Parties?

On a more unfortunate note, both of these companies engage in some info-sharing partnerships with third parties. As you work your way through Swyft Filings’ LLC formation service order form, you’ll find some bonus offers like a 30-minute business tax consultation (a “feature” that IncFile also provides through a third party), a free domain name, and a free business website. Oddly enough, they don’t even say who provides these offers ― instead, they just say these offers are provided “through our partnerships.”

As for IncFile, their “special offers” include a business bank account through Bank of America, and a web hosting offer through SnapWeb. To be clear, we’re still not impressed with third-party info-sharing agreements in any way, but at least IncFile tells you who their partners are!

If you want to form your LLC using one of these companies, we recommend simply telling them that you’d like to opt out of all third-party offers. Otherwise, we never have any trouble recommending Northwest Registered Agent, because they never share or sell your information with any other companies.

Does Either of These Services Have a Refund Policy?

IncFile’s refund policy leaves something to be desired. They will only provide a refund if you request it before they’ve submitted payment to your state government, which they say is usually within 24 hours of placing your order. After that, they refuse all refund requests. Even if they do grant your refund, they keep $30 as a processing fee.

On the other hand, Swyft Filings has a fantastic refund policy that’s one of the best in the industry. Their 100% satisfaction guarantee ensures that anyone who requests a refund within 60 days of their initial purchase will receive one, with no questions asked.

Which LLC Formation Website Is Faster?

While these companies have similar processing speeds, thanks to the fact that they both base their estimates on each state’s ability to process LLC formations, we’ve noticed that Swyft Filings is often slightly faster. It’s never a big deal ― often just a day or two’s difference ― but it’s worth noting.

Can I Just Form an LLC On My Own, Without a Service?

The DIY route is always available as an option, and quite a few entrepreneurs do form their own LLCs with no assistance. However, there’s no substitute for the peace of mind we get from a formation service like IncFile or Swyft Filings, because we trust their experience and know-how. Furthermore, because each state sets its own requirements for LLC formations, it isn’t always easy to figure out what exactly you need to do with the DIY route.


Ready to Create Your LLC Online?

Create your LLC with Swyft Filings or save $49+ by choosing IncFile.

Swyft Filings (Starts at $49)

  • Best if you want
  • a fast LLC formation service

About Aaron Franklin

Frustrated by all the options and aggressive online sales tactics, I created to cut the clutter and bring clarity to entrepreneurs starting an LLC. Our focus is on reviewing and comparing the top LLC formation services while also crafting free resources that help you start a business. We sincerely believe finding the right service and free information should be a simple process so you can get started with minimal friction.