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Do you want to form a new LLC, but you aren’t comfortable going it alone? With service providers like Harbor Compliance and IncFile, you can get quality assistance throughout the formation process, but how do you decide which company is right for you?

In this Harbor Compliance vs IncFile LLC service comparison, you’ll find all the important info you need to know about their main common points and differences.

Let’s figure out which company is the right pick to help you form your LLC.


Do Harbor Compliance and IncFile Offer Good Value?

LLC ServicePriceScoreValueRecommended?
🥇IncFileStarts at $0 (4.8/5)ExcellentAbsolutely
Harbor ComplianceStarts at $399 (4.2/5)FairSometimes

Harbor Compliance and IncFile are two of the best LLC formation services online, and we would not hesitate to wholeheartedly recommend either one. However, for most of our readers, we do prefer IncFile.

The biggest reason for this is the fact that IncFile has a much lower starting price point of $0, compared to Harbor Compliance’s $399 rate. IncFile also has thousands of positive customer reviews across the web, whereas Harbor Compliance has a few dozen.

However, in general, Harbor Compliance is a reliable alternative LLC service to IncFile – if that’s something you’re factoring into your decision.

If you’re not quite ready to make your decision yet, read on to discover the specifics of these two top-notch LLC service providers. Which one is right for you?

Harbor Compliance

(Starts at $399)

  • Best if you want a
  • premium LLC service


6 Things They Have In Common

1) Affordable: Harbor Compliance and IncFile are both capable of saving you a significant amount of money. If you hire a law firm to draft and file your formation documents, you’ll end up paying hundreds of dollars more than you would with one of these service providers.

2) Customer Support: While it’s always nice to save money, you probably don’t want to go the full DIY route either. IncFile and Harbor Compliance both have helpful and professional customer support representatives that can answer your tough questions, leaving you more time to focus on running your business.

3) Experience: Both of these service providers have strong track records and plenty of experience. Harbor Compliance and IncFile have each formed thousands of businesses over the years, and they’re capable and worthy of forming your LLC as well.

4) Great Customer Reviews: Even with thousands of customers each, these companies still maintain strong customer feedback. Clients of both IncFile and Harbor Compliance write glowing reviews, which you can find easily available online.

5) Registered Agent Service: Every LLC needs to designate a registered agent to receive and forward important government documents. Harbor Compliance and IncFile both include registered agent service with any LLC formation service package, which is both convenient and cost-effective.

6) Efficiency: Are you in a hurry to get your LLC up and running? IncFile and Harbor Compliance can expedite your formation, which cuts your turnaround times to mere days in most states. There is an additional cost for rush processing, but it can certainly be worth it.


Side by Side Comparisons


While these companies both provide LLC service, their offerings differ in many significant ways, the first of which is price. IncFile offers a free LLC service, while Harbor Compliance charges $399. (See Details)


The first major factor that sets these companies apart is Harbor Compliance’s premium customer service. They assign a highly trained Compliance Specialist to each client, and that employee personally guides you through the entire formation process. In addition, any Harbor Compliance formation package includes a federal tax ID number (EIN) and a full year of registered agent service.

As for IncFile, they also include a year of registered agent in their base formation package, and they add a business tax consultation which Harbor Compliance doesn’t provide.


Harbor Compliance has only been open since 2012, but they’ve already served 10,000+ customers since they formed. IncFile has a higher volume of customers, with over 250,000 business formations, and they’ve been open since 2004.

Customer Support

We already mentioned Harbor Compliance’s elite customer support system, which provides personalized one-on-one support with a dedicated representative who guides you through each step of the LLC formation process. It should be noted that unless you purchase their $799 Compliance package which includes ongoing support, this level of customer service ends with the successful formation of your business.

IncFile has strong customer service as well, but their agents aren’t nearly as specialized in their expertise as Harbor Compliance’s reps. They do, however, offer unlimited phone and email support.

Turnaround Times

Both of these providers have processing times that vary depending on your state of formation, and you can find state-by-state estimates on their websites. They also both offer expedited service where available. In general, Harbor Compliance and IncFile are quite similar when it comes to turnarounds, but we do advise that you check their sites to get estimates for your state.

Order Tracking

IncFile has an impressive real-time order tracking tool available on their website, so you’ll never be left wondering where you stand. Harbor Compliance also makes it easy to follow your formation’s progress, but their status tracking system is a bit less tech-savvy than IncFile’s is.

Registered Agent Service

Every LLC in America is required to designate a registered agent, which is a person or online service that receives important document deliveries (like service of process) from your state government, informs you of the receipt, then forwards the documents to you. This is so crucial because the state needs to have a reliable means of contacting your business at any time.

Both IncFile and Harbor Compliance bundle one year of registered agent service in with your LLC formation package, which is an excellent value. However, Harbor Compliance has a marked advantage beyond your first free year, as they charge just $99 compared to IncFile’s $119 price point.

Customer Reviews

Customer feedback is a pro for both of these providers. IncFile has over 10,000 reviews available online, and the vast majority are positive in nature. It’s truly impressive that they manage to maintain such high average rating scores with such a large volume of feedback.

Harbor Compliance also receives overwhelmingly positive feedback from their clients, but as a younger company it’s no surprise that they don’t have the same volume of reviews that IncFile has. Still, Harbor Compliance does have over 100 online reviews, and they are nearly all positive.

Ease of Use

Either of these companies can make your life much easier by eliminating many of the hassles that come with LLC formation. Additionally, they both have convenient user-friendly websites that make finding and purchasing their products a breeze. We see this area as being relatively equal between these two providers.


Which Is the Best LLC Company for You?

With Harbor Compliance and IncFile, we have two respected companies that are both capable of quickly forming your compliant LLC. They both have established track records in the LLC services industry, and they can both save you hundreds of dollars over hiring a traditional attorney.

If you still haven’t made up your mind, let’s finish this comparison by discussing some scenarios which might lead you to prefer one company or the other.

LLC ServicePriceScoreValueRecommended?
🥇IncFileStarts at $0 (4.8/5)ExcellentAbsolutely
Harbor ComplianceStarts at $399 (4.2/5)FairSometimes

When to Choose Harbor Compliance:

Does their premium customer support appeal to you? Perhaps you want a complete formation package with advanced features? If so, give Harbor Compliance a long look.

When to Choose IncFile:

Do you prioritize the lowest prices and a high volume of great customer feedback? These are a couple of the main reasons customers choose IncFile.

Harbor Compliance

(Starts at $399)

  • Best if you want a
  • premium LLC service

Frequently Asked Questions

Got questions? We’ve got answers.

If I Decide to Use IncFile, Which Package Should I Choose?

We personally prefer the IncFile Silver package, which is available for $0 plus state fee. This package provides the actual formation of your LLC, plus a year of registered agent service.

This is the most affordable price point we’re aware of for the combination of LLC formation and registered agent! If you have some room in your budget to pursue some more advanced features, we also like their Gold package ($149 + state fee), which adds an operating agreement and EIN acquisition.

Does IncFile Handle Extra State Requirements Like New York Publication?

IncFile is one of our favorite LLC formation service providers, but this is one area where they come up a bit short.

Unfortunately, IncFile does not offer assistance with state-specific compliance requirements like publication. When we called them to clarify this issue, they told us that they don’t handle publication because this requirement “needs to be taken care of with the state directly.” Especially when quite a few competitors do provide these services, it was disappointing to hear that.

Which Service Has Fewer Upsells?

In our opinion, both Harbor Compliance and IncFile do a good job of keeping the upsells to an absolute minimum. There are quite a few companies in this industry that get downright relentless when it comes to pushing LLC service package upgrades and additional features, but we don’t have a problem with either Harbor Compliance or IncFile in this regard.

How Does IncFile Compare to LegalZoom and ZenBusiness?

When reviewing LLC formation services, it’s impossible to not talk about the popular options, LegalZoom and ZenBusiness. If you’d like to see how IncFile stacks up to them, see our ZenBusiness vs IncFile comparison or IncFile vs LegalZoom comparison.

Do These Services Share My Information With Third Parties?

Harbor Compliance avoids relying on third-party partnerships to generate extra revenue from sharing or selling your information with third-party partners, which is an attribute that we really appreciate about their service.

As for IncFile, they do have a couple “special offers” in their LLC packages that require sharing your info with other companies. Namely, their business bank account offer is available through a partnership with Bank of America, while their offer of a business website and hosting is offered through a company called SnapWeb.

Do Either of These Services Have a Refund Policy?

Harbor Compliance is quite direct about the fact that they do not provide refunds under any circumstances. In their own words: “If you order services from us, you may not cancel.” While this is the worst refund policy in the industry, we at least will give them a bit of credit for not trying to sugarcoat things.

As for IncFile, they are very restrictive when it comes to refunds as well, although obviously not to the same extreme as Harbor Compliance. IncFile says that if you request a refund before they’ve submitted payment to the state (usually within 24 hours), they will provide a refund less a $30 processing fee. Once they’ve sent your money to your state government though, your refund window is closed.

Which LLC Formation Website Is Faster?

These two companies have nearly identical turnaround times, because they both base their estimates on each state’s typical processing speeds. While Harbor Compliance will be a bit faster in some states, and IncFile has them beat by a day or two in other states, for the most part they’re equals in this category.

Can I Just Form an LLC On My Own, Without a Service?

You sure can. In fact, thousands of entrepreneurs form their own LLCs every year all across America. The only reason we sometimes caution against the DIY route is that each state has its own rules and regulations that govern LLC formations, and it can be more of a hassle than you might expect to learn the details of your state’s requirements.

Furthermore, hiring a professional service like Harbor Compliance or IncFile provides a tremendous amount of peace of mind, because you can trust them to get the job done right.


Ready to Create Your LLC Online?

Create your LLC with Harbor Compliance or save $399+ by choosing IncFile.

Harbor Compliance

(Starts at $399)

  • Best if you want a
  • premium LLC service

About Aaron Franklin

Frustrated by all the options and aggressive online sales tactics, I created to cut the clutter and bring clarity to entrepreneurs starting an LLC. Our focus is on reviewing and comparing the top LLC formation services while also crafting free resources that help you start a business. We sincerely believe finding the right service and free information should be a simple process so you can get started with minimal friction.